Riziko životno osiguranje

Mirna budućnost je najlepši poklon

Sastavni deo naše svakodnevice je neizvesnost, a ponekad i sami svesno preuzimamo određene rizike. Uz programe riziko osiguranja obezbedi sebi mnogo sigurnosti uz malo ulaganja.

Riziko osiguranje životaRiziko osiguranje života

Šta ti nudi Riziko životno osiguranje?

Riziko Vital Kredit
  • Najpovoljnija opcija za mlađu populaciju
  • Predmet obezbjeđenja kredita kod banke
  • Pruža dodatnu sigurnost porodici u slučaju neželjenih situacija
  • Mogućnost ugovaranja dopunskog osiguravajućeg pokrića – trajni invaliditet preko 50%.
Riziko kredit
  • Životno osiguranje za pokriće stambenih kredita
  • Finansijska zaštita u slučaju smrti osiguranika
  • Dodatna sigurnost porodici u slučaju neželjenih situacija
  • Predmet obezbjeđenja kredita kod banke
Riziko Plus
  • Pruža izuzetnu ličnu i porodičnu sigurnost, kroz visoke osigurane sume za slučaj trajnog invaliditeta, smrti usljed nezgode i prirodne smrti
  • Nudi mogućnost ugovaranja izuzetno visokih osiguranih suma uz pristupačnu premiju
  • Pruža mogućnost optimalne kombinacije pokrića – po željama i mogućnostima klijenta
  • Uz osnovno osiguranje, na raspolaganju je čitav niz dopunskih osiguranja koja omogućavaju ličnu i porodičnu zaštitu

What is included in the insurance?

 
Basic CASCO
Partial CASCO
Full CASCO
Direct material damages
Theft and robbery of the entire vehicle
Fire and explosion
Damage to vehicle windows
Parking damage
Vandalism
Other risks covered by the insurance contract 

damage from measures to rescue the vehicle or the occupants, transportation costs, etc.

 
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Šta ti nudi Riziko životno osiguranje?

Riziko

 

  • Pruža izuzetnu ličnu i porodičnu sigurnost, kroz visoke osigurane sume za slučaj trajnog invaliditeta, smrti usled nezgode i prirodne smrti
  • Nudi mogućnost ugovaranja visokih osiguranih suma uz pristupačnu premiju
  • Pruža mogućnost optimalne kombinacije pokrića prema željama i mogućnostima klijenta
  • Uz osnovno osiguranje, na raspolaganju je čitav niz dopunskih osiguranja koja omogućavaju ličnu i porodičnu zaštitu

Doživotno riziko osiguranje

 

  • Obezbeđuje porodičnu sigurnost u slučaju smrti osiguranika
  • Namenjeno osiguranicima starosti od 40 do 80 godina, bez obzira na zdravstveno stanje
  • Premija se plaća do 85. godine života, a osiguranje traje doživotno
  • Ukoliko smrt nastupi usled bolesti u prve dve godine, korisnicima osiguranja se vraća do tada uplaćena premija
  • Mogu se ugovoriti dopunska pokrića usled nezgode (smrt usled nezgode, trajni invaliditet, hirurške intervencije i dr.)

Riziko kredit

 

  • Životno osiguranje za pokriće stambenih kredita
  • Zagarantovana suma osiguranja linearno prati pad glavnice kredita
  • Niske premije uz visoke osigurane sume u potpunosti pokrivaju dug po kreditu
  • Premija se ne plaća sve vreme trajanja osiguranja

Additional coverages

For Basic CASCO

Bonus "Car fleet”

5% discount for insurance of 5 to 10 cars.
10% discount for insurance of 11 to 30 cars.

 

Negotiated discount for insurance of more than 10 cars - please contact the Central Office of UNIQA AD.

 

For Basic CASCO

Bonus "UNIQA Partner"

5% discount for insurance already contracted with UNIQA:
Combined insurance "Business Plan"
Accident insurance

8% discount on the insurance premium for CASCO Insurance when Civil Liability Insurance is contracted in UNIQA.

 

For Basic CASCO

Single payment bonus

10% discount for a single payment of the entire premium.
Bonus "Newly Insured Vehicle":

10% discount for new UNIQA CASCO customers who have not contracted CASCO Insurance policy with UNIQA in the last 24 months.


 

For Basic CASCO

Bonus “No damages”

10% discount for one year without damages.
20% discount for two years without damages.
35% discount for three or more years without damages.



 

 

 

For Basic CASCO

The total amount of all discounts (bonuses) cannot exceed 20%

In case of no damages for three or more years, the total amount of all discounts (bonuses) cannot exceed 35%, subject to prior authorization from the Head Office of UNIQA AD. Based on a detailed risk analysis for each corporate client, the above % discount and the deductible amount may be changed.

All discounts are charged on the current CASCO Tariff at the time of insurance contracting.

 

For Basic CASCO

Single payment bonus

10% discount for a single payment of the entire premium.
Bonus "Newly Insured Vehicle":

10% discount for new UNIQA CASCO customers who have not contracted CASCO Insurance policy with UNIQA in the last 24 months.





Saznajte više o našim drugim proizvodima osiguranja

Favorit životno osiguranjeFavorit životno osiguranje
Favorit životno osiguranje
  • Ulaganje u budućnost dece
  • Sigurnost i zaštita u slučaju nezgode
  • Idealan poklon za tvoje dete
Džoker životno osiguranjeDžoker životno osiguranje
Džoker životno osiguranje
  • Pravi izbor za mlade
  • Sigurnost i zaštita u slučaju nezgode
  • Štednja za treće životno doba ili važne životne događaje  
Spektar životno osiguranjeSpektar životno osiguranje
Spektar životno osiguranje
  • Mogućnost kreiranja osiguranja po sopstvenoj meri
  • Čitav spektar dopunskih osiguranja 
  • Izbor visokih osiguranih suma za trajni invaliditet i smrt usled nezgode
Osiguranje od nezgodeOsiguranje od nezgode
Osiguranje od nezgode
  • Pojedinačno i kolektivno osiguranje  
  • Sigurnost 24/7 bilo gde i na bilo kom mestu
  • Benefiti kod UNIQA partnera

Ultimate protection deal

Get Home Insurance for FREE with Online CASCO

Purchase your complete CASCO insurance online today and receive a full year of home insurance protection at no extra cost. 

 

Buy online

Lako. Uvek. Svuda.

Želiš ponudu za osiguranje? Unesi svoje podatke i kontaktiraćemo te u najkraćem roku.

Naš tim stručnjaka će ti pomoći:

  • Informisaćemo te o svim benefitima proizvoda
  • Pripremićemo i poslati personalizovanu ponudu
  • Po prihvatanju ponude, polisu zaključujemo brzo i jednostavno

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