Spektar životno osiguranje

Briga za budućnost počinje danas

Spektar životno osiguranje je tu da ti pruži miran san i jedan je od načina da najmilijima pokažeš ljubav i odgovornost. Dok ti uživaš u svakodnevnim trenucima, UNIQA brine o sigurnosti, stabilnosti i ostvarenju snova tebe i tvoje porodice.

Spektar životno osiguranjeSpektar životno osiguranje

Šta ti nudi Spektar životno osiguranje?

Osiguranje po tvojoj meri
  • Fleksibilan program sa velikom mogućnošću kreiranja osiguranja po sopstvenoj meri
Planiranje budućnosti
  • Isplata ugovorene sume za doživljenje uvećana za ostvarenu dobit, po isteku osiguranja
Finansijska sigurnost
  • U slučaju finansijskih poteškoća, mogućnost povrata većeg dela uloženih sredstava već nakon godinu dana trajanja osiguranja
Dopunska pokrića
  • Uz ugovoreno životno osiguranje, na raspolaganju je čitav spektar dopunskih osiguranja (teže bolesti, hirurške intervencije, trajni invaliditet…)
Fleksibilnost ugovaranja
  • Mogućnost izbora visokih osiguranih suma za trajni invaliditet i smrt usled nezgode
Rast vrednosti investicije
  • Očuvanje realne vrednosti novca i investicije kroz uvećanje osigurane sume ugovaranjem godišnje indeksacije (rasta) premije osiguranja
Spektar životno osiguranjeSpektar životno osiguranje

What is included in the insurance?

 
Basic CASCO
Partial CASCO
Full CASCO
Direct material damages
Theft and robbery of the entire vehicle
Fire and explosion
Damage to vehicle windows
Parking damage
Vandalism
Other risks covered by the insurance contract 

damage from measures to rescue the vehicle or the occupants, transportation costs, etc.

 
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Additional coverages

For Basic CASCO

Bonus "Car fleet”

5% discount for insurance of 5 to 10 cars.
10% discount for insurance of 11 to 30 cars.

 

Negotiated discount for insurance of more than 10 cars - please contact the Central Office of UNIQA AD.

 

For Basic CASCO

Bonus "UNIQA Partner"

5% discount for insurance already contracted with UNIQA:
Combined insurance "Business Plan"
Accident insurance

8% discount on the insurance premium for CASCO Insurance when Civil Liability Insurance is contracted in UNIQA.

 

For Basic CASCO

Single payment bonus

10% discount for a single payment of the entire premium.
Bonus "Newly Insured Vehicle":

10% discount for new UNIQA CASCO customers who have not contracted CASCO Insurance policy with UNIQA in the last 24 months.


 

For Basic CASCO

Bonus “No damages”

10% discount for one year without damages.
20% discount for two years without damages.
35% discount for three or more years without damages.



 

 

 

For Basic CASCO

The total amount of all discounts (bonuses) cannot exceed 20%

In case of no damages for three or more years, the total amount of all discounts (bonuses) cannot exceed 35%, subject to prior authorization from the Head Office of UNIQA AD. Based on a detailed risk analysis for each corporate client, the above % discount and the deductible amount may be changed.

All discounts are charged on the current CASCO Tariff at the time of insurance contracting.

 

For Basic CASCO

Single payment bonus

10% discount for a single payment of the entire premium.
Bonus "Newly Insured Vehicle":

10% discount for new UNIQA CASCO customers who have not contracted CASCO Insurance policy with UNIQA in the last 24 months.





Saznaj više o našim drugim proizvodima osiguranja

Favorit životno osiguranjeFavorit životno osiguranje
Favorit životno osiguranje
  • Ulaganje u budućnost dece
  • Sigurnost i zaštita u slučaju nezgode
  • Idealan poklon za tvoje mališane
Džoker životno osiguranjeDžoker životno osiguranje
Džoker životno osiguranje
  • Pravi izbor za mlade
  • Sigurnost i zaštita u slučaju nezgode
  • Štednja za treće životno doba ili važne životne događaje 
Riziko osiguranje životaRiziko osiguranje života
Riziko osiguranje života
  • Osiguranje pozajmica/kredita
  • Finansijska zaštita porodice
  • Sigurnost u slučaju neželjenih događaja
Osiguranje od nezgodeOsiguranje od nezgode
Osiguranje od nezgode
  • Pojedinačno i kolektivno osiguranje  
  • Sigurnost 24/7 bilo gde i na bilo kom mestu
  • Benefiti kod UNIQA partnera

Ultimate protection deal

Get Home Insurance for FREE with Online CASCO

Purchase your complete CASCO insurance online today and receive a full year of home insurance protection at no extra cost. 

 

Buy online

Lako. Uvek. Svuda.

Želiš ponudu za osiguranje? Unesi svoje podatke i kontaktiraćemo te u najkraćem roku.

Naš tim stručnjaka će ti pomoći:

  • Informisaćemo te o svim benefitima proizvoda
  • Pripremićemo i poslati personalizovanu ponudu
  • Po prihvatanju ponude, polisu zaključujemo brzo i jednostavno

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