Riziko životno osiguranje
Mirna budućnost je najlepši poklon
Sastavni deo naše svakodnevice je neizvesnost, a ponekad i sami svesno preuzimamo određene rizike. Uz programe riziko osiguranja obezbedi sebi mnogo sigurnosti uz malo ulaganja.


What is included in the insurance?
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Basic CASCO |
Partial CASCO |
Full CASCO |
Direct material damages |
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Theft and robbery of the entire vehicle |
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Fire and explosion |
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Damage to vehicle windows |
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Parking damage |
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Vandalism |
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Other risks covered by the insurance contractdamage from measures to rescue the vehicle or the occupants, transportation costs, etc. |
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Buy online | Buy online | Buy online |
Šta ti nudi Riziko životno osiguranje?
Riziko
- Pruža izuzetnu ličnu i porodičnu sigurnost, kroz visoke osigurane sume za slučaj trajnog invaliditeta, smrti usled nezgode i prirodne smrti
- Nudi mogućnost ugovaranja visokih osiguranih suma uz pristupačnu premiju
- Pruža mogućnost optimalne kombinacije pokrića prema željama i mogućnostima klijenta
- Uz osnovno osiguranje, na raspolaganju je čitav niz dopunskih osiguranja koja omogućavaju ličnu i porodičnu zaštitu
Doživotno riziko osiguranje
- Obezbeđuje porodičnu sigurnost u slučaju smrti osiguranika
- Namenjeno osiguranicima starosti od 40 do 80 godina, bez obzira na zdravstveno stanje
- Premija se plaća do 85. godine života, a osiguranje traje doživotno
- Ukoliko smrt nastupi usled bolesti u prve dve godine, korisnicima osiguranja se vraća do tada uplaćena premija
- Mogu se ugovoriti dopunska pokrića usled nezgode (smrt usled nezgode, trajni invaliditet, hirurške intervencije i dr.)
Riziko kredit
- Životno osiguranje za pokriće stambenih kredita
- Zagarantovana suma osiguranja linearno prati pad glavnice kredita
- Niske premije uz visoke osigurane sume u potpunosti pokrivaju dug po kreditu
- Premija se ne plaća sve vreme trajanja osiguranja
Additional coverages
For Basic CASCO
Bonus "Car fleet”
5% discount for insurance of 5 to 10 cars.
10% discount for insurance of 11 to 30 cars.
Negotiated discount for insurance of more than 10 cars - please contact the Central Office of UNIQA AD.
For Basic CASCO
Bonus "UNIQA Partner"
5% discount for insurance already contracted with UNIQA:
Combined insurance "Business Plan"
Accident insurance
8% discount on the insurance premium for CASCO Insurance when Civil Liability Insurance is contracted in UNIQA.
For Basic CASCO
Single payment bonus
10% discount for a single payment of the entire premium.
Bonus "Newly Insured Vehicle":
10% discount for new UNIQA CASCO customers who have not contracted CASCO Insurance policy with UNIQA in the last 24 months.
For Basic CASCO
Bonus “No damages”
10% discount for one year without damages.
20% discount for two years without damages.
35% discount for three or more years without damages.
For Basic CASCO
The total amount of all discounts (bonuses) cannot exceed 20%
In case of no damages for three or more years, the total amount of all discounts (bonuses) cannot exceed 35%, subject to prior authorization from the Head Office of UNIQA AD. Based on a detailed risk analysis for each corporate client, the above % discount and the deductible amount may be changed.
All discounts are charged on the current CASCO Tariff at the time of insurance contracting.
For Basic CASCO
Single payment bonus
10% discount for a single payment of the entire premium.
Bonus "Newly Insured Vehicle":
10% discount for new UNIQA CASCO customers who have not contracted CASCO Insurance policy with UNIQA in the last 24 months.
Saznajte više o našim drugim proizvodima osiguranja


Favorit životno osiguranje
- Ulaganje u budućnost dece
- Sigurnost i zaštita u slučaju nezgode
- Idealan poklon za tvoje dete


Džoker životno osiguranje
- Pravi izbor za mlade
- Sigurnost i zaštita u slučaju nezgode
- Štednja za treće životno doba ili važne životne događaje


Spektar životno osiguranje
- Mogućnost kreiranja osiguranja po sopstvenoj meri
- Čitav spektar dopunskih osiguranja
- Izbor visokih osiguranih suma za trajni invaliditet i smrt usled nezgode
Ultimate protection deal
Get Home Insurance for FREE with Online CASCO
Purchase your complete CASCO insurance online today and receive a full year of home insurance protection at no extra cost.


Lako. Uvek. Svuda.
Želiš ponudu za osiguranje? Unesi svoje podatke i kontaktiraćemo te u najkraćem roku.
Naš tim stručnjaka će ti pomoći:
- Informisaćemo te o svim benefitima proizvoda
- Pripremićemo i poslati personalizovanu ponudu
- Po prihvatanju ponude, polisu zaključujemo brzo i jednostavno
Driving Peace of Mind with UNIQA
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